Credit Card Debt Relief

Sunday, January 8, 2012

Credit Cards For Bad Credit Instant Decision

Credit Cards For Bad Credit Instant Decision. In today's world, everyone is in a hurry. I know that many people want a decision now. They don't want to wait for 2-4 weeks to see if they are approved for a credit card, a job, or whatever it may be. I guess this is just what society has come down to.

When you're looking to find an instant decision credit card, I wanted to give you some pointers on how you can find a card that will work for you and how you can find it. I will also point out what kind of credit score you're going to need to have, in order to get approved.

Where can I find an instant approval credit card?

In today's economic climate, many banks are pretty picky on who they pick. Unless you meet a certain criteria, there's going to be a good chance that you're not going to be approved. You're going to want to look at either the banks that you like, or do a quick search online.

What you're going to want to look out for is if the bank states that they offer an instant decision. They will advertise this because they know people want a decision now. If it doesn't state that, you may want to move onto a whole another card, because it may not work for you.

What am I going to need to get approved?

- A good credit score: You're going ot need a score of at least 750+ to stand a good chance. Sure, you can have a lower score, but the lower you go, the less likely you are going to be approved.

-A good credit history: You can have a good score and have next to no credit history. If you're 21 with a credit score of 750+, you will probably will have to wait. Credit card companies love those with a great history and it may have to be 10 years+ before they make their decision.
Don't just apply for a card because you're going to get approved right away. You may find that you can wait a few days to get a decision and you're going to get a better card.

You will want to find a card that's going to work for you in terms of rewards and more. Most instant approval cards may not offer this. You will want to keep this in mind if you're looking for something in particular.

Thank you for reading & good luck!

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